IT'S A SIGN OF THE TIMES!

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll. Since 2007, 7.9 MILLION homeowners have lost their homes to foreclosure. Current estimates are that ONE IN FOUR homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty. And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Stephanie Crain
928-242-4911
Stephanie@WMHRealty.com

Take action now to turn it around in 2012

Recent economic upheaval has taken a hefty toll. Looking forward to 2012, it’s impossible to know what’s next and the kind of an impact that an upturn or a downturn at the national level stands to have on your family’s finances.
Regardless of what happens in Washington or on Wall Street, two things are very clear: you are not alone and now is the time to prepare for a new normal.
With a national epidemic of unemployment or underemployment, and 25 percent of the homeowners in the country owing more on their home than they could net for it in today’s market, homeownership for many has become a financial liability. Not being able to make payments on a home that you can’t afford to sell feels like an awful trap, but the fact is, there are solutions—and foreclosing on your mortgage is not one of them.
Loan modification is an option for many and banks are increasingly willing to negotiate short sales. In many cases, they’re offering sizable financial incentives to help financially strapped homeowners to get a fresh start on their lives.
As real estate professional who has achieved the Certified Distressed Property Expert (CDPE) designation, it is my mission to give homeowners the gift of a fresh start.
Contact me TODAY and let’s get started.


Stephanie Crain
REALTOR
White Mountain Heritage Realty
928-242-4911

If you are familiar with the White Mountain real estate market, then you likely are familiar with the name Stephanie Crain. Stephanie has earned credibility in many aspects of real estate over the last several years, and is constantly striving toward reaching new levels of success in her business. Her reputation in real estate has developed into one of honesty and integrity. She is dedicated to her clients, exercises great leadership skills with agents & employees, & invests 110% into her career, as well as the real estate profession as a whole. The quality of professionalism you receive when working with Stephanie Crain, undoubtedly speaks volumes for itself.

White Mountain Heritage Realty is the exclusive brokerage for the White Mountain’s first and only master-planned community, Show Low Bluff. Currently managing all aspects of business in Show Low Bluff, Stephanie oversees the development of the community in terms of commercial, land, and residential properties serving as Director of Sales. She also oversees, and operates the Resale division for White Mountain Heritage Realty. Stephanie's occupational diversity, knowledge, and experience in the Real Estate Industry allows her to provide clients the best service possible. She is committed to Leadership in the Real Estate Industry, the highest ethical standards, uncompromising honesty and integrity, and the improvement of life in the neighborhoods she serves.